The Omni Intelligencer

Sell your house faster for more. auction-style-property-sale
  Sunday, February 14, 2016  Home > Money > Finance > Investment > Last-minute investment gifts ...
Follow us on Twitter
Every Dollar Helps
Donate using PayPal
Amount:

Last-minute investment gifts ...

| More

I'm a chronic procrastinator, especially when it comes to getting presents. And since I'm sure you might also find yourself in need of a last-minute gift for someone in your life, I want to give you a couple investment-related ideas today.

The first is something I talked about a few weeks ago and I think it's especially good for a child in your life ...

Gift Idea #1:
An I-Bond

As I explained back in October, I-Bonds are officially known as Series I Savings Bonds. And like their better-known counterparts — Series EE Savings Bonds — these bonds are NOT marketable securities. That means you can't sell them on the open market, and as a result, their value doesn't fluctuate.

In other words, unless the U.S. government defaults, you cannot lose any of your principal by owning I-Bonds.

But by holding these bonds you will earn interest — which is comprised of two components: A baseline interest rate and an inflation adjustment.

As you might guess, that baseline rate — which sticks with the bond for its entire 30-year lifespan — is zero right now.

However, the inflation adjustment is determined twice a year in May and November ... and is based on changes in the Consumer Price Index (CPI) for the prior six months.

The rate determined on November 1 was 3.06 percent (annualized), which is far better than you'd get from a CD or just about any other ultra-conservative investment right now.

And while today's I-Bonds are probably not going to be big winners over the long-term, they're still neat gifts for kids — especially since the Treasury will no longer be issuing paper bonds after December 31.

It's very easy to buy paper I-Bonds as a gift for someone else — one of your local banks or other financial institutions is probably a dealer. Or, you can buy electronic I-bonds from www.treasurydirect.gov.

Of course, you can also consider giving what I consider an even better investment gift to a child in your life ...

Gift Idea #2
A share (or more!) of a solid dividend stock.

It's no secret that I love dividend stocks, especially for long-term portfolios. But giving stock as a gift might seem a little complicated at first blush.

Fortunately, there are websites out there that make it easy and economical to give even a single share of stock to someone else. Many will even send a nicely mounted stock certificate right to the person's home!

That's a great, tangible way to get somebody interested in investing. Heck, I can still remember getting a paper stock certificate from Disney as a child. It was a real thrill to see — and hold — my ownership stake, especially when it was colorfully decorated with Disney's famous characters.

Two popular sites for gifting stock are www.oneshare.com and www.giftsofstock.com. I don't have any personal experience using either but they look like good places to start.

Last but not least, what can you give a friend, co-worker, or adult family member?

How about ...

Gift Idea #3
A Good Investment Book!

There are thousands of titles out there to choose from ... and your choice will surely depend on the interests of the recipient. But some classic titles that I've recommended in the past are The Intelligent Investor and Security Analysis, both by Benjamin Graham.

The father of value investing, and Warren Buffett's mentor at Columbia Business School, Graham knew a thing or two about picking stocks. And these books are both considered must-reads for anyone who wants to approach investing with discipline.

Of course, I can't exactly call those books page turners, which is why I typically point people looking for a little more entertainment value toward Michael Lewis. His titles like Liar's Poker and the more recentThe Big Short manage to give readers a real window into the inner workings of Wall Street with plenty of humor and insights along the way.

There are also countless books on the approaches of investing wizards from Buffett to Peter Lynch ... one of my all-time historical favorites, Extraordinary Popular Delusions and the Madness of Crowds by Charles Mackay ... plus some great books that cover the often-esoteric world of technical analysis.

And for anyone who could stand to do a little financial housekeeping, there are numerous titles that cover personal finance topics, budgeting, and other basics!

Last but not least, I'd be remiss if I didn't mention that many of your favorite Weiss Research editors and analysts — including Martin Weiss, Sean Brodrick, and yours truly — also have books out there on local bookstore shelves (or via Internet booksellers).

Of course, these are just three of the many ideas you might come up with.

The main idea is looking for gifts that can truly enrich their recipients' lives for the better. And any present that helps someone achieve financial independence certainly fits that bill!

Source: moneyandmarkets.com


Sell your house faster for more. auction-style-property-sale
| More
 

Current Headlines - Finance

  • Analysis - Earnings bolster Cisco, but raise concerns for broader IT spending 14 Feb 2016 | 8:06 am

    The Cisco Systems logo is seen as part of a display at the Microsoft Ignite technology conference in ChicagoBy Sarah McBride SAN FRANCISCO (Reuters) - Networking giant Cisco Systems Inc reported it is weathering a global slowdown in information-technology spending, but signs potential customers are putting some projects on hold exacerbated concerns about broader IT growth. Cisco shares rose 10 percent on Thursday, bucking the overall market after it set a profit target in line with Wall Street expectations despite the weaker spending it noted around the world by businesses. Cisco Chief Executive Chuck Robbins on Wednesday told analysts that customers in January “paused a bit” as they evaluated the economy.


  • 'Thin' profits for SEAsian carriers amid tough competition: IATA 14 Feb 2016 | 7:31 am

    Budget carriers like Malaysia's AirAsia, Indonesia's Lion Air, Singapore-based Jetstar, Thaland's Nok Air, Cebu Pacific of the Philippines and Vietnam's Vietjet are giving regional industry mainstays like Singapore Airlines a tough challengeSoutheast Asian airlines are likely to see "thin" profits for some time to come as competition from budget carriers and Middle East rivals squeezes earnings, the IATA chief said Sunday. The recent global stock market turmoil is also expected to take a toll on air travel, particularly in business class where full-service airlines earn most of their profits, said Tony Tyler, director general of the International Air Transport Association. "Airlines in this region are finding profitability quite thin because of the pressure of strong competition, and there's a lot of capacity in the market," Tyler told reporters ahead of the Singapore Airshow on Tuesday.


  • Fact check: Republicans debaters on high court, economy 14 Feb 2016 | 3:22 am

    Republican presidential candidates, from left, Ohio Gov. John Kasich, former Florida Gov. Jeb Bush, Sen. Ted Cruz, R-Texas, businessman Donald Trump, Sen. Marco Rubio, R-Fla., retired neurosurgeon Ben Carson participate during the CBS News Republican presidential debate at the Peace Center, Saturday, Feb. 13, 2016, in Greenville, S.C. (AP Photo/John Bazemore)WASHINGTON (AP) — The Republican presidential debaters misfired in assertions about Supreme Court nominees, Syria, immigration and more.


  • BUZZ-Dubai's Drake & Scull jumps on Q4 earnings beat 14 Feb 2016 | 12:14 am

    ** Shares in Dubai construction firm Drake & Scull surge 6.5 percent to 0.36 dirham in opening minutes ** Company posted quarterly net profit of 14.7 million dirhams ($4 million), up from profit of 3.8 million dirhams a year earlier; an analyst at SICO Bahrain had forecast net loss of 38.6 million dirhams ** Since mid-January, stock has been edging up from record low of 0.29 dirham; has tumbled from June 2014 high of 1.97 dirhams ** Three analysts have "hold" rating on stock, three "sell" and two "strong sell", but their median target is 0. ...

  • State Department releases more than 1,000 pages of Clinton emails 13 Feb 2016 | 9:20 pm

    State Department Releases More Than 1,000 Pages of Clinton EmailsThe State Department today made publicly available online 551 documents comprising 1,012 pages from former Secretary of State Hillary Clinton’s email account. Combined with the department’s previous document releases –- which totaled 44,818 pages -– the total count of Clinton documents released is now 45,830 pages. Earlier this week a federal judge ordered the State Department speed up production of Clinton's emails, a process that was supposed to be completed by the end of January.


  • Oil prices soar on report that UAE offers talks on output cuts 12 Feb 2016 | 6:45 pm

    NEW YORK: Oil prices soared Friday, with US crude rebounding from a 2003 low, on reports that OPEC was willing to organize output cuts that could ease the global oversupply. US benchmark West Texas Intermediate for March delivery shot up USD3.23 (12.3 percent) to USD29.44 a barrel on the New York Mercantile Exchange. A big catalyst was a Wall Street Journal report that United Arab Emirates oil minister Suhail Al Mazrouei had said the OPEC cartel was willing to cooperate with other producers on trimming crude output.

  • Wall Street rallies; S&P 500 snaps five-day losing streak 12 Feb 2016 | 4:21 pm

    Traders work on the floor of the NYSE"Europe was strong and especially the banks in Europe, and that appeared to have some positive carryover effect on sentiment towards banking and other financial stocks here in the U.S.," said John Carey, portfolio manager at Pioneer Investment Management in Boston, which has about $220 billion in assets under management. Also helping boost sentiment, he said, was that U.S. consumer spending regained some strength in January. The Dow Jones industrial average closed up 313.66 points, or 2 percent, to 15,973.84, the S&P 500 had gained 35.7 points, or 1.95 percent, to 1,864.78 and the Nasdaq Composite had added 70.68 points, or 1.66 percent, to 4,337.51.


  • Republicans’ vow to block Obama Supreme Court nominee comes with risks 31 Dec 1969 | 6:00 pm


  • GOP candidates urge Senate to block Obama’s Supreme Court pick 31 Dec 1969 | 6:00 pm


  • What Justice Scalia’s death means for pending Supreme Court decisions 31 Dec 1969 | 6:00 pm


The fastest and best way to sell real estate.
auction-style-property-sale